First National Bank of Omaha (FNBO): An Enduring Legacy of Midwestern Banking

Our Profile: The Oldest National Bank West of the Missouri River

First National Bank of Omaha (FNBO), operating as FNBO, is the primary subsidiary of First National of Nebraska, Inc., a multi-state holding company.1 Founded in 1857 as Kountze Brothers Bank, FNBO is the oldest national bank headquartered west of the Missouri River, with a deep history of financial innovation and stability spanning over 165 years.2

Headquartered in the First National Bank Tower in Omaha, Nebraska, FNBO remains privately owned and is guided by six generations of family leadership (the Lauritzen family).3 This independence allows the bank to focus on long-term stability and community well-being rather than short-term quarterly results. FNBO operates approximately 120 branches across eight states in the Midwest and Southwest, including Nebraska, Iowa, Colorado, Texas, Kansas, and Illinois.4

Core Business Segments

FNBO combines a strong regional banking presence with nationally recognized specialty finance businesses:

  • Retail and Business Banking: Provides a full suite of personal and small business products, including checking, savings, mortgages, and consumer loans, with a strong emphasis on digital services (including FNBO Direct).5
  • Commercial Banking: Offers comprehensive corporate lending, real estate financing, treasury management, and specialized financial services to middle-market businesses.6 FNBO is notably one of the 4th largest Agribusiness lenders in the United States.7
  • National Credit Card Issuer: FNBO is a major player in the consumer credit market, recognized as one of the 15th largest Credit Card Issuers in the U.S., specializing in affinity programs with various national brands and organizations.8
  • Wealth Management: Delivers private banking, trust services, and investment advisory through its dedicated wealth management group, serving high-net-worth individuals and families.9

The FNBO Distinction

FNBO’s enduring stability is rooted in its family ownership and its purpose-led mission: to improve the financial well-being of its customers and ensure the success of the communities it serves.10 The bank pioneered regional credit card issuance in 1953 and continues to invest in technology to deliver a superior customer experience.11

Corporate Contact Information: First National Bank of Omaha (Headquarters)

The table below provides the essential contact details for the headquarters of First National Bank of Omaha.

Name FIRST NATIONAL BANK OF OMAHA (FNBO)
Address (Corporate HQ)1620 Dodge Street, Omaha, NE 68102, USA.
Tel (General Customer Service 24/7)+1 (800) 642-0014 (U.S. Toll-Free)
Tel (Corporate Directory)+1 (402) 341-0500
E-mail(The bank uses secure channels for client communication via its website and banking portals.)
SWIFT Code (Primary)FNBOUS44XXX
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