First Commonwealth Bank: Committed to Improving Financial Lives

Our Profile: A Leading Regional Bank Since 1857

First Commonwealth Bank is the banking subsidiary of First Commonwealth Financial Corporation (NYSE: FCF), a publicly traded financial holding company with headquarters in Pennsylvania.⁴ The bank traces its roots back to 1857, and the modern corporation was formed in 1982 through a merger of multiple community banks.⁵

Headquartered in Indiana, Pennsylvania, First Commonwealth Bank operates over 125 community banking offices and business banking centers across four core regions:⁶

Western & Central Pennsylvania (including Pittsburgh and Harrisburg)⁷
Central & Northern Ohio (including Cleveland, Canton, and Columbus)⁸

The bank emphasizes a mission to improve financial lives by providing comprehensive services with the personalized care of a community bank, while possessing the capabilities of a large regional institution.

Core Business Segments and Specialized Expertise

First Commonwealth Bank offers a full range of commercial, retail, and wealth management services through its subsidiaries:⁹

Commercial & Small Business Banking: Focuses on business lending, equipment financing, SBA lending, and Treasury Management services to small and mid-sized businesses.¹⁰
Retail Banking: Provides essential consumer services, including checking, savings, mortgages, and consumer loans, delivered through its branch network and robust digital banking platforms.¹¹
Wealth Management: Offers sophisticated financial planning, investment management, and trust and estate planning services through First Commonwealth Financial Advisors.¹²
Insurance Solutions: Provides a full complement of auto, home, and business insurance through First Commonwealth Insurance Agency.¹³

The First Commonwealth Distinction

The bank’s key advantage is its ability to deliver the full range of modern financial products (digital banking, commercial specialties) while maintaining its hometown headquarters and a community-centric philosophy. This balance allows it to compete effectively in major markets like Pittsburgh and Cleveland while retaining strong local ties. The bank is recognized for its strong credit quality and not taking TARP funds during the 2008 financial crisis, demonstrating its stability.¹⁴

Corporate Contact Information: First Commonwealth Bank (Headquarters)

The table below provides the essential contact details for the headquarters of First Commonwealth Bank.

Name	FIRST COMMONWEALTH BANK (First Commonwealth Financial Corporation)
Address (Corporate HQ)	601 Philadelphia Street, Indiana, PA 15701, USA.
Tel (General Customer Service)	+1 (800) 711-BANK (2265) (Toll-Free)
Corporate Phone	+1 (724) 349-7220 (Local)
SWIFT Code (Primary)	FICWUS33XXX