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Our Profile: A Top 20 U.S. Bank with a Generational Legacy
First-Citizens Bank & Trust Company (commonly known as First Citizens Bank) is the largest subsidiary of First Citizens BancShares, Inc. (NASDAQ: FCNCA), a Top 20 U.S. financial institution with over $200 billion in assets and a member of the Fortune 500. Founded in 1898 in North Carolina, the bank has a unique 125-year legacy of strength, stability, and continuous leadership by the Holding family.
Headquartered in Raleigh, North Carolina, First Citizens has an expanded national footprint, operating over 500 branches and offices nationwide. Major acquisitions, including CIT Group (2022) and the assets and liabilities of Silicon Valley Bank (SVB) (2023), transformed the company, establishing it as a major player in Commercial Banking and the Innovation Economy.
Core Business Segments and Specialized Expertise
First Citizens is a diversified financial services provider with several distinct segments, offering specialized expertise across the U.S.:
- Commercial Banking: Provides extensive solutions for businesses of all sizes, including financing, leasing, deposits, treasury management, foreign exchange (FX), and trade finance. This segment includes national equipment financing and leasing.
- Innovation Banking (Silicon Valley Bank Division): A major vertical serving the innovation economy, offering purpose-built banking for high-growth companies, venture capital (VC), and private equity (PE) firms. This division leverages SVB’s decades-long expertise.
- Personal Banking: Offers a full suite of consumer banking and lending products, including mortgages, delivered through its widespread branch network and nationwide digital channels.
- Wealth Management: Provides sophisticated private banking, wealth planning, and asset management solutions for high-net-worth clients, families, and institutional clients through First Citizens Wealth.
The First Citizens Distinction
The bank’s competitive advantage is its unique combination of multi-generational stability and modern scale. It has navigated major financial crises by maintaining a conservative, long-term approach. The strategic acquisitions of CIT and SVB have allowed it to instantly gain national scale and deep expertise in high-value, specialized sectors, positioning it as a powerful alternative to the largest Wall Street banks for commercial and innovation clients.
Corporate Contact Information: First-Citizens Bank & Trust Company (Headquarters)
The table below provides the essential contact details for the headquarters of First-Citizens Bank & Trust Company.
| Name | FIRST-CITIZENS BANK & TRUST COMPANY (First Citizens BancShares, Inc.) |
| Address (Corporate HQ) | 4300 Six Forks Road, Raleigh, NC 27609, USA. |
| Address (SWIFT Registration) | 100 East Tryon Road, Raleigh, NC 27603, USA. |
| Tel (General Customer Service 24/7) | +1 (888) 323-4732 (U.S. Toll-Free) |
| Tel (Corporate Directory) | +1 (919) 716-7000 |
| SWIFT Code (Primary) | FCBTUS33XXX |