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Our Profile: A High-Performing Regional Bank Since 1903
Bank OZK (NASDAQ: OZK) is a high-performing regional financial institution with a history dating back to its founding as Ozark Bank in 1903 in rural Arkansas. The modern era of the bank began in 1979 when it was acquired by current Chairman and CEO George Gleason. The bank changed its name from Bank of the Ozarks to Bank OZK in 2018.
Headquartered in Little Rock, Arkansas, Bank OZK has grown rapidly to over $41 billion in assets. It operates as a community-focused bank with a national footprint, primarily due to its specialized lending divisions. Its network includes over 260 offices across nine states, with a strong focus on the Southeastern U.S. and national reach through its commercial lending groups.
Core Business Segments and Specialized Expertise
Bank OZK is defined by its strategic lending diversification, built upon its highly specialized groups:
- Real Estate Specialties Group (RESG): The bank is renowned for its expertise in large-scale commercial real estate (CRE) construction and acquisition financing across high-growth markets in the U.S. This segment is known for its discipline and high credit quality.
- Corporate and Institutional Banking (CIB): This segment includes various specialized national lending verticals, such as Asset-Based Lending (ABL), Equipment Finance, and Fund Finance, focused on high-quality corporate clients and diversification beyond real estate.
- Consumer Banking: Offers traditional retail services, including checking, savings, mortgages, and personal loans, delivered through the bank’s branch network across its core states (AR, GA, FL, NC, TX, etc.).
- Wealth Management: Provides personalized investment advisory, trust, and fiduciary services to high-net-worth individuals and families.
The Bank OZK Distinction
The bank’s competitive advantage lies in its robust capital position, conservative underwriting, and expertise in complex, specialized lending niches. This disciplined approach has resulted in consistently strong profitability and high asset quality, positioning Bank OZK as a leader among its peers.
Corporate Contact Information: Bank OZK (Headquarters)
The table below provides the essential contact details for the headquarters of Bank OZK.
| Name | BANK OZK (Bank OZK, formerly Bank of the Ozarks) |
| Address (Corporate HQ) | 18000 Cantrell Rd, Little Rock, AR 72223, USA. |
| Tel (General Customer Service) | +1 (800) 274-4482 (U.S. Toll-Free) |
| Tel (Investor Relations) | +1 (501) 978-2265 |
| E-mail (Investor Relations) | [email protected] |
| SWIFT Code (Primary) | OZARUS44XXX |