Bank of America: Responsible Growth and Global Reach

Our Foundation: Responsible Growth

Bank of America Corporation (BofA) is one of the world’s leading financial institutions, serving approximately 69 million consumers and small business clients.¹ Headquartered in Charlotte, North Carolina, the firm operates with a commitment to Responsible Growth, focusing on serving clients, communities, and shareholders, while effectively managing risk.²

The bank’s history dates back to 1904, when A. P. Giannini founded the Bank of Italy in San Francisco with the pioneering goal of providing banking services to immigrants and working-class people.³ Through strategic mergers and acquisitions, most notably the 1998 merger with NationsBank, it evolved into the modern-day global financial giant, Bank of America.⁴

Unified Capabilities Across Key Businesses

Bank of America’s integrated business model delivers comprehensive products and services across four primary segments:

• Consumer Banking: Serves individual consumers with a full range of financial products, including checking and savings accounts, credit cards, and home and auto loans, supported by a vast network of financial centers, ATMs, and industry-leading digital banking platforms.⁵
• Global Wealth & Investment Management (GWIM): This segment includes Merrill and Bank of America Private Bank.⁶ It provides brokerage, investment advisory, banking, and retirement services to individuals and institutions, making it a global leader in wealth management.⁷
• Global Banking: Offers a full suite of services, including lending, treasury services, and capital raising, to institutional clients, large corporations, and middle-market companies across the globe.⁸
• Global Markets: Provides market-making, financing, risk management, and securities clearing and settlement services across fixed-income, currency, commodities, and equity markets for institutional investors worldwide.⁹

Commitment to Community and Sustainability

Bank of America is dedicated to making a positive impact through its Environmental, Social, and Governance (ESG) focus.¹⁰ Key areas of commitment include:

• Environmental Sustainability: Leading the financing for the transition to a low-carbon economy.
• Economic Mobility: Investing in programs focused on workforce development, affordable housing, and small business growth in local communities.¹¹
• Digital Leadership: Continuous investment in technology, resulting in one of the most widely used and highly-rated mobile banking applications in the industry.¹²

Corporate Contact Information: Bank of America (Headquarters)

Bank of America’s official corporate headquarters are in Charlotte, North Carolina.¹³ However, for international wire transfers, the SWIFT code often directs to a primary processing center in New York or San Francisco.¹⁴

Name	BANK OF AMERICA, N.A. (Bank of America Corporation)
Address (Corporate HQ)	Bank of America Corporate Center, 100 North Tryon Street, Charlotte, NC 28255, USA.
Tel (General Corporate)	+1 (704) 386-5000
Fax	(Fax numbers are typically specific to departments and not publicly listed for general inquiries.)
E-mail	(The bank uses secured messaging and online forms for client communication rather than a general public email address.)
SWIFT Code (for USD Wires)	BOFAUS3N (New York processing center)
SWIFT Code (for Foreign Currency Wires)	BOFAUS6S (San Francisco processing center)