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Our Profile: Growth and Commitment Since 1971
Ameris Bank is the banking subsidiary of Ameris Bancorp (NYSE: ABCB), a publicly traded financial holding company.1 Originally founded in 1971 as American Banking Company in Moultrie, Georgia, the bank has grown significantly through a strategy of organic growth and over 35 strategic mergers and acquisitions.2 The company adopted the Ameris Bank brand in 2005 and moved its headquarters to Atlanta in 2019.3
Headquartered in Atlanta, Georgia, Ameris Bank is now one of the largest banks based in the state, with assets over $26 billion.4 It operates a network of over 200 financial centers across the Southeast and Mid-Atlantic, including Georgia, Florida, Alabama, North Carolina, and South Carolina, with additional mortgage-only locations in Virginia, Maryland, and Tennessee.5
Core Business Segments and Specialized Expertise
Ameris Bank provides a comprehensive range of banking services, emphasizing business, commercial, and specialized lending:6
- Commercial Banking: Provides a variety of services, including commercial and industrial (C&I) lending, Commercial Real Estate (CRE) financing, equipment financing, municipal lending, and advanced Treasury and Cash Management solutions.7 This segment is supported by the 2021 acquisition of Balboa Capital, an online provider of business lending solutions.
- Retail Banking: Offers a full suite of traditional products, including checking, savings, auto and recreational loans, and personal lines of credit, through its extensive branch network.8
- Mortgage Banking: A strong national channel providing mortgage and refinancing solutions for consumers nationwide.9
- Wealth Management: Offers financial advisory and wealth planning services to individuals and businesses.10
- Premium Financing: Provides specialized insurance premium financing services, particularly through its subsidiary, US Premium Finance.11
The Ameris Bank Distinction
Ameris Bank’s key advantage is its successful growth trajectory across the high-growth Southeastern and Mid-Atlantic markets, driven by disciplined integration and a focus on specialized, high-yielding lending. The bank has successfully merged a community bank philosophy with the robust product capabilities needed to serve the complex needs of modern businesses and high-net-worth clients.
Corporate Contact Information: Ameris Bank (Headquarters)
The table below provides the essential contact details for the corporate headquarters of Ameris Bank.
| Name | AMERIS BANK (Ameris Bancorp) |
| Address (Corporate HQ) | 3490 Piedmont Rd NE, Suite 1550, Atlanta, GA 30305, USA. |
| Tel (Customer Service Center) | +1 (866) 616-6020 (U.S. Toll-Free) |
| Corporate Mailing Address | P.O. Box 105075, Atlanta, GA 30348, USA. |
| SWIFT Code (Primary) | FITYUS33XXX |