Flagstar Bank, N.A.: A Major Regional Bank Focused on Growth

Our Profile: A Unified Northeast and Midwest Power

Flagstar Bank, N.A. is one of the largest regional banks in the United States and the principal subsidiary of Flagstar Financial, Inc. (formerly New York Community Bancorp, Inc., or NYCB, NYSE: FLG). The bank’s history blends deep roots in the New York metropolitan area (dating back to the Queens County Savings Bank in 1859) and the Midwest (Flagstar Bank’s origins in Michigan in 1987).

Headquartered in Hicksville, New York, the current entity represents the consolidation of multiple institutions, most notably the acquisition of the former Flagstar Bancorp in 2022 and the subsequent, major assumption of deposits and assets from the former Signature Bank in 2023. Flagstar Bank operates approximately 340 locations across nine states, serving consumers, businesses, and institutions with a focus on comprehensive banking, commercial lending, and mortgage origination.

Core Business Segments

Flagstar Bank is structured to deliver a full range of products, with a heavy emphasis on lending:

  • Personal Banking: Offers traditional consumer banking products, including checking, savings, money market accounts, credit cards, and consumer loans.
  • Commercial Banking: Provides essential financial services to small businesses, middle-market enterprises, and corporate clients, including commercial real estate (CRE) lending (a significant focus), treasury management, and corporate banking.
  • Specialized Commercial Industries: A key growth area providing tailored financing and advisory services to specific sectors such as Subscription Finance, Healthcare, Entertainment, Government, and Technology, Media & Communications (TMC).
  • Mortgage Originations and Servicing: Historically a national leader in residential mortgage lending, the bank continues to originate, acquire, and service mortgages across the country.
  • Private Bank: Offers tailored wealth management, investment advisory, and private banking solutions to high-net-worth individuals and families.

Commitment to the Customer

Flagstar’s mission is centered on providing easy access to a full range of products and services with a focus on quality and community enhancement. The unified brand and expansive footprint position the bank as a strong partner for local entrepreneurs and commercial clients across its major markets.

Corporate Contact Information: Flagstar Bank, N.A. (Headquarters)

The table below provides the essential contact details for the headquarters of Flagstar Bank, N.A. Due to the recent major merger and rebranding, the bank utilizes several SWIFT codes depending on the transaction type and the legacy bank involved, but the most current codes reference its current structure.

Name (ឈ្មោះ)FLAGSTAR BANK, N.A. (Flagstar Financial, Inc.)
Address (Corporate HQ)102 Duffy Avenue, Hicksville, NY 11801, USA.
Tel (General Customer Service)+1 (888) 248-6423 (U.S. Toll-Free)
Fax(Fax numbers are highly specialized; not publicly listed for general inquiries.)
E-mail(The bank uses secure online messaging and dedicated client portals for communication.)
SWIFT Code (Primary)FLGSUS33 (Associated with the current Flagstar Bank, N.A.)
SWIFT Code (Legacy Signature)SIGNUS33 (Often used for former Signature Bank accounts)